FAQ’s

Science Card is an e-money current account that allows you to contribute to scientific research projects in areas like climate change, healthcare, and computing through your everyday spending. It's free to open an account, and you can start making a difference today.

Science Card is currently invite-only. During this phase our app is available to download from the App Store and Google Play, and we will open accounts for our invited customers. To get an early access invitation, sign up to our waitlist!

Science Card is available to UK residents who are 18 years old and above.

Currently, Science Card is available for UK residents. We are working on expanding to other countries to empower more people to contribute to scientific advancements. If you would like us to let you know when Science Card is available in your country, please email help@science-card.com

Science Card is excited to announce that our e-money current accounts will be launching this spring. Be one of the first in line to open an account and enjoy all the benefits it offers by signing up to our waitlist now. As a waitlist member, you will have early access to Science Card's accounts.

Science Card is currently invite-only. During this phase our app is available to download from the App Store and Google Play, and we will open accounts for our invited customers. To get an early access invitation, sign up to our waitlist!

By joining the Science Card waitlist, you will be among the first to be able to access Science Card's e-money current accounts.

Signing up for the Science Card waitlist is quick and easy. Visit our website at science-card.com and tap  the Open an account button. Enter your email address to become a waitlist member and receive updates on the launch of our e-money current accounts.

Absolutely! We encourage you to invite your friends, family, and colleagues to join the Science Card waitlist. Sharing this opportunity with others will not only help them be part of our community but also contribute to the collective impact we can make together. 

At launch Science Card will offer its free-to-open Standard accounts. Fusion accounts, offering enhanced support of scientific research, will be available soon after launch. To find out more information on Standard and Fusion accounts, visit science-card.com.

Once both of Science Card’s e-money current account types - Standard and Fusion accounts - are officially launched, you will have the flexibility to switch between different account types based on your requirements. We want to ensure that you have complete control over your Science Card experience.

Once Science Card’s e-money current accounts go live, we will send a notification to our waitlist members, with information on how to open an account and start making an impact through your everyday spending.

While early access is an exclusive benefit for Science Card’s waitlist members, if you miss the early access window, don't worry. Our e-money current accounts will be fully available shortly after our launch, ensuring that everyone can be a part of our mission to accelerate science through financial empowerment.

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Join our waitlist now and embark on a journey that transforms every transaction into a force for good. Together, we can make a significant impact on scientific discovery and innovation. 

Science Card offers two impactful account types:

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Science Card Standard: This free-to-open account allows you to support scientific research through your spending.

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Science Card Fusion: Coming soon - for £19.90 per month, Fusion customers can actively engage in funding scientific research and benefit from the intellectual property of sponsored projects.

Transparency is one of our core values. There are no hidden fees payable by you when using Science Card. We believe in providing clear and upfront information about any applicable charges, ensuring you have full visibility into your financial contributions. To see our full breakdown of fees and charges, visit science-card.com/fees.

Science Card can be used for all your online shopping needs, including subscriptions for various services. Your purchases contribute to research projects, making your everyday transactions more meaningful.

Should you choose to close your Science Card account, you can initiate the account closure process through the Science Card app. It's important to note that upon closing your account, even if the client relationship has been brief, we are obligated to retain your account information for a period of 7 years. This retention duration is in compliance with the regulations under which we operate.

Absolutely! We encourage you to invite your friends, family, and colleagues to join Science Card and be a part of the movement for scientific progress. Together, we can amplify our impact and drive meaningful change in the world.

The Fusion account, accessible for a nominal monthly subscription, paves the path for enhanced sponsorship of scientific research, unlocking the royalty potential of intellectual property.

The Fusion account offers a deeper engagement in research funding and potential benefits arising from intellectual property commercialisation, creating a more immersive experience for contributors.

At the moment, Science Card is not offering Business Accounts, but we have plans to make them available in the near future. If you are interested in being notified when Business Accounts become available, we invite you to join the waiting list by emailing us at help@science-card.com.

If you're interested in leveraging your business payments to fund scientific research and make a positive impact, simply send us an email at help@science-card.com. By reaching out to us, we will add you to our Business Accounts waitlist and keep you informed about the latest developments.

Businesses that join Science Card’s Business Accounts waitlist will enjoy early access to our Business Accounts program. Early adoption will enable your business to lead the way in leveraging financial resources to support groundbreaking research.

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Email help@science-card.com to join the Business Accounts waitlist now and take the first step toward a future where businesses drive scientific progress and foster a sustainable world. Thank you for being a part of our mission to propel innovation and make a positive impact on society.

With your Science Card, you can pay anywhere using your Mastercard debit card - in stores, online, and on your phone. Send and receive money transfers in the UK within seconds for seamless transactions.

A virtual debit card is a normal debit card, but one that only exists on your phone. It can be used for online and mobile payments just like a physical card. It's linked to your existing Science Card account and draws funds directly from it when you make a purchase. It is available in addition to your physical card - it is not a digital version of your physical card.

To get a virtual debit card from Science Card, simply sign up for an account. Once your account is verified, you can create a virtual debit card instantly in the app.

Our virtual debit cards are equipped with robust security features. They use encryption to protect your information and offer transaction alerts to keep you informed about any suspicious activity. You can also freeze or permanently block your card at any time for added security.

There is no fee for creating a virtual card, or for using it for payments. If you use your virtual card overseas, or you use it to pay in foreign currency, the exchange rate we apply will be the standard Mastercard exchange rate, with no fees or extra charges added on top. To see our current rate, please visit our Exchange rates page.

Your virtual debit card is linked to your Science Card account. Funds are automatically deducted from your account when you make a purchase using your virtual card.

Yes, you can set spending limits and restrictions on your virtual debit card through our mobile app. This feature allows you to have more control over your finances.

If you notice any suspicious activity on your virtual card, you can immediately freeze the card from our app or website, or permanently block it. Contact our customer support straight away to report any suspicious transactions.

We take the security of your personal information seriously. Our platform uses industry-standard encryption and security protocols to protect your data, ensuring it remains safe and confidential.

Your virtual debit card is only linked to your Science Card account. If you have any more questions or need further assistance, please feel free to contact our customer support team.

Your virtual card does not have a PIN, and so cannot be used to withdraw cash from PIN-operated ATMs.

At Science Card, we prioritise the security and privacy of our users. We employ robust security measures and adhere to strict data protection protocols to ensure that your personal information remains safe and confidential.

3DS (also known as ‘Mastercard SecureCode’, ‘Identity Check’ and ‘Verified by Visa’) is a standard which helps to reduce fraud and provide extra security to your online payments. Authentication is the process by which you identify yourself by sharing secure information that is available only to you. 3DS 2.0 is the latest version and provides a much smoother and safer process for you to authenticate your payments.

Authentication provides an additional layer of security for online transactions, making it harder for fraudsters to gain access to your payment details.

Yes, your card has been enrolled in Mastercard SecureCode (3DS) so that wherever you see the Mastercard SecureCode logo online, your card number will automatically be recognised during checkout. Your card provider is contacted during checkout to confirm your identity as the genuine cardholder.

You will receive a 6-digit One Time Password (OTP) for each online purchase you make at participating merchants. The OTP will be sent by SMS or by email to the mobile phone or email address which you have registered with your card provider. Simply key in the OTP on the authentication page displayed and press the ‘Submit’ button. The OTP will then be verified by your card provider and the transaction will be approved or declined.

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The partially masked mobile number and email address will be displayed on the authentication page so that you can check that those details are correct. If the mobile number and email address are incorrect, cancel the transaction and either update your information on the portal or contact Customer Services by emailing help@science-card.com. Always keep the OTP secret and never share it with someone else 

If you ever suspect that a fraudulent purchase has been made using your card, contact Customer Services by calling [please complete] immediately. Ensure you never share the OTP code and only you input it into the app when making a purchase

Science Card allows you to explore scientific research projects in the fields of climate change, healthcare and quantum computing. You can make financial contributions to the projects of your choice by rounding up your payments whenever you spend, or by contributing directly to a project - and Science Card also contributes 10% of its profits to its sourced research projects. 

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Once a project has reached its funding target, the funds are directed to the project’s institution, enabling the research to start without delay.

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Science Card customers are able to follow the progress of the research projects in the Science Card app as the project receives funding from their contributions, and the project itself gets underway.

With Science Card, you can explore various research projects and choose the ones you want to support. You can make financial contributions to the projects of your choice by rounding up your payments whenever you spend, or by contributing directly to a project - and Science Card also contributes 10% of its profits to its sourced research projects. Your financial contributions will make a real impact on these projects.

At Science Card, we prioritise the thorough assessment of our science projects, evaluating both their scientific validity and ethical implications. These Projects undergo rigorous screening to ensure their feasibility and relevance, while our Ethics Review Board ensures alignment with ethical standards. Transparency and accountability are paramount, and our Science Card Team maintains continuous communication with funded labs, fostering collaboration and knowledge exchange. By upholding these principles, we aim not only to advance scientific discovery but also to ensure that our research contributes positively and responsibly to society. 

Our customers are able to contribute to any of our three research themes: climate change, healthcare and computing. Science Card supports a wide range of research projects, and you have the freedom to choose the fields within these themes that align with your interests and passions. Whether it's environmental sustainability, healthcare innovations, or technological advancements, your contributions can drive progress in your preferred research areas.

Absolutely! With Science Card, you have the flexibility to support multiple research projects at the same time. Your financial contributions can be allocated to various projects based on your preferences, allowing you to make a diverse and meaningful impact.

Science Card collaborates with a network of reputable research institutions and organisations. We evaluate projects based on their potential for creating positive change and advancing knowledge in critical areas. Our selection process is rigorous and aimed at supporting impactful research initiatives. For more information on how we select our research projects, please visit science-card.com/science.

Yes, we are committed to raising awareness about the impact of research projects. Through our website and educational materials, we provide insights into the importance of scientific advancements and how your contributions can drive positive change in society.

We appreciate your enthusiasm for scientific research! While Science Card has a rigorous selection process for our sourced research projects, we value your input. If you know of impactful research initiatives that align with our mission, you can reach out to us via help@science-card.com.

Science Card offers a way for individuals to financially support impactful scientific research projects in areas like climate change, healthcare, and computing.

Research projects backed by Science Card undergo peer review by a panel of scientific researchers and align with the UN Sustainable Development Goals.

Absolutely, by financially contributing through Science Card, individuals play an active role in advancing groundbreaking scientific innovations.

Science Card partners with leading UK universities to identify and source research projects that could significantly impact society's health and well-being.

Science Card's efforts in climate change are focused on supporting initiatives that are poised to revolutionise our understanding of climate change and our approach to mitigating its impacts. SC strives to discover innovative solutions and backs research projects aimed at tackling the challenges presented by climate change.

Science Card channels its resources towards healthcare research projects that could revolutionise global health. These projects are at the forefront of medical advancements, exploring cutting-edge technologies like novel drugs and treatments, state-of-the-art devices, and new avenues in social media for healthcare awareness and delivery. By directing funds to these initiatives, Science Card contributes to advancements in healthcare that have the potential to transform the lives of millions worldwide.

Certainly, Science Card allows individuals to pick specific research projects in climate change, healthcare, or computing to support.

Science Card facilitates contributions to research projects focused on quantum computing, an emerging field with transformative potential.

To clarify, Science Card itself does not conduct the reviews. Instead, Science Card's projects undergo a meticulous peer review process, involving over 100 scientific researchers, to guarantee their quality and meaningful impact.

Aligning research with the United Nations Sustainable Development Goals (SDGs) can significantly boost its societal impact and relevance. Protecting Intellectual property can also be a powerful enabler across all 17 SDGs. The World Intellectual Property Organization (WIPO) is actively aligning its strategic goals and programs with the SDGs, demonstrating the potential benefits of this alignment.

While Science Card is currently emphasising individual contributions, we are open to exploring potential collaborations with organisations in the future. If your organisation is interested in participating and contributing to funding scientific research, we encourage you to reach out to us at help@science-card.com. Your involvement could make a significant difference in advancing groundbreaking research and innovation.

Supporting quantum computing research could lead to groundbreaking advancements in computing technology with far-reaching implications.

We are completely open to engaging with international researchers as collaborators. Collaboration is at the heart of scientific progress, and many high-impact scientific endeavours involve multiple individuals and groups from different parts of the world. While we do require the lead applicant to be a UK-based researcher, we value the global exchange of ideas and expertise. If you're an international researcher interested in working with Science Card's projects, please don't hesitate to get in touch. Reach out to us at [contact email] to explore the exciting possibilities of collaboration.

Through Science Card accounts, every transaction made by account holders contributes to funding scientific research projects, making each transaction truly impactful.

Yes, Science Card introduces an innovative approach to funding scientific research, potentially revolutionising the traditional multi-tiered system.

To stay informed about Science Card’s latest developments and to be one of the first in line to open an e-money current account with us, make sure to join our waitlist. By signing up for the waitlist, you'll receive timely updates as we approach our launch this autumn, ensuring you never miss any important announcements. To sign up, visit science-card.com and tap on Open an account.

You can find more details about Science Card's accounts, payments, and how you can actively contribute to scientific research on our website.

Stay updated on Science Card's latest news, research projects, and exciting developments by following us on our social media channels. It's important to note that any impact of funding a project is not immediately apparent; this is a gradual and lengthy process that requires time and patience. We encourage you to keep this in mind as you engage with our updates.

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Connect with us on our social media platforms to get involved and learn more:

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Facebook: facebook.com/science.card.uk

Twitter: twitter.com/ScienceCardUK

Medium: medium.com/@sciencecard

LinkedIn: linkedin.com/company/science-card

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Your engagement and support can play a crucial role in advancing scientific knowledge and exploration. Join us on this journey and contribute to the long-term growth of scientific endeavours!

For any inquiries or assistance, you can reach our support team by emailing help@science-card.com, or by messaging us if you are an account holder using in-app chat once you are logged in.

We value your feedback and suggestions as they help us improve our platform and services. You can provide feedback through the in-app chat or contact our customer support team at help@science-card.com. Your input is instrumental in shaping the future of Science Card.

Stay informed about Science Card's research projects by regularly checking our website and subscribing to our communication channels.

For those seeking more in-depth insights into Science Card and the world of scientific research, we regularly publish articles on Medium. Our Medium page HERE is a valuable resource for understanding our mission, research projects we support, and how your financial contributions make a difference.

Absolutely you can share Science Card’s articles and project updates, and we encourage you to share them with your network, friends, and colleagues. By spreading the word about Science Card, you help us build a community of change-makers who are passionate about accelerating scientific discovery and making a positive impact on the world.

On Science Card’s social media platforms, you can expect regular updates on our progress, announcements about upcoming features and offerings, inspiring stories about research projects, and more. Our Medium page will feature in-depth articles that delve into various topics related to science, research, and our commitment to a sustainable future.

We encourage you to actively engage with us on social media platforms like Twitter and LinkedIn. Feel free to comment on our posts, ask questions, share your thoughts, and join the conversation about driving positive change through financial empowerment.

Your feedback and suggestions are invaluable to us. We welcome your input to enhance your Science Card experience and improve our offerings. You can share your feedback with us through the in-app chat on our app, or by reaching out to our dedicated support team at help@science-card.com.